Terms & Conditions

Effective Date: January 15, 2025

Last Updated: January 15, 2025

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and FinanceWise ("Company," "we," "us," or "our"), operating the website thethao2024.top ("Website"). By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Website.

2. Company Information

Business Name: FinanceWise
Registered Address: 77, GiaanPur, Ratlam - 525445, India
Phone: +270866608275
Registration Number: 35335317

3. Use of Website

3.1 Eligibility

By using this Website, you represent and warrant that:

• You are at least 18 years of age or have parental/guardian consent
• You have the legal capacity to enter into binding contracts
• You will use the Website in compliance with all applicable laws and regulations
• All information you provide is accurate, current, and complete

3.2 User Account

To access certain features of our Website, you may be required to create an account. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Promptly update your account information as needed
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

3.3 Prohibited Activities

You agree not to:

• Use the Website for any illegal or unauthorized purpose
• Violate any local, state, national, or international law
• Infringe upon the intellectual property rights of others
• Transmit viruses, malware, or any harmful code
• Attempt to gain unauthorized access to our systems
• Engage in data mining, scraping, or similar activities
• Harass, abuse, or harm other users
• Impersonate any person or entity
• Interfere with the proper functioning of the Website

4. Products and Services

4.1 Product Descriptions

We strive to provide accurate product descriptions, images, and pricing information. However, we do not warrant that product descriptions, images, pricing, or other content is accurate, complete, reliable, current, or error-free. We reserve the right to correct errors, inaccuracies, or omissions and to change or update information at any time without prior notice.

4.2 Product Availability

All products are subject to availability. We reserve the right to limit quantities, discontinue products, or refuse orders at our discretion. If a product becomes unavailable after you place an order, we will notify you and provide a full refund.

4.3 Pricing

All prices are listed in US Dollars (USD) unless otherwise specified. Prices are subject to change without notice. We reserve the right to modify prices at any time. The price charged will be the price displayed at the time of purchase confirmation.

5. Orders and Payment

5.1 Order Acceptance

Your order constitutes an offer to purchase our products. We reserve the right to accept or reject any order for any reason. After placing an order, you will receive an email confirmation. This confirmation does not constitute acceptance of your order. Acceptance occurs when we ship the product or provide digital access.

5.2 Payment Methods

We accept various payment methods as displayed on our Website. By providing payment information, you represent and warrant that you have the legal right to use the payment method. All payments are processed securely through third-party payment processors.

5.3 Payment Authorization

By placing an order, you authorize us to charge the specified amount to your payment method. If payment cannot be processed, we will notify you and may cancel your order.

5.4 Taxes

You are responsible for all applicable taxes, duties, and customs charges. These charges may be added to your order total at checkout.

6. Delivery and Access

6.1 Digital Products

For digital products (ebooks, courses, guides), access will be provided via email or through your account dashboard within 24 hours of payment confirmation. You are responsible for downloading and storing your digital products.

6.2 Physical Products

If applicable, physical products will be shipped to the address you provide. Delivery times are estimates and not guaranteed. We are not responsible for delays caused by shipping carriers, customs, or circumstances beyond our control.

6.3 Risk of Loss

Risk of loss and title for physical products pass to you upon delivery to the shipping carrier.

7. Intellectual Property Rights

7.1 Our Content

All content on this Website, including text, graphics, logos, images, audio, video, software, and digital products, is the property of FinanceWise or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content without our express written permission.

7.2 License to Use Products

Upon purchase of our educational products, we grant you a limited, non-exclusive, non-transferable license to use the products for your personal, non-commercial use only. You may not:

• Share, distribute, or resell the products
• Copy or reproduce the products for others
• Modify or create derivative works
• Remove copyright or proprietary notices
• Use the products for commercial purposes

7.3 Trademarks

FinanceWise and all related logos are trademarks of our company. You may not use these marks without our prior written consent.

8. User-Generated Content

If you submit reviews, comments, or other content to our Website, you grant us a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display such content. You represent that you own or have the necessary rights to the content you submit and that it does not violate any third-party rights or applicable laws.

9. Disclaimer of Warranties

We do not warrant that:

• The Website will be uninterrupted, secure, or error-free
• Defects will be corrected
• The Website or servers are free from viruses or harmful components
• Results obtained from using our products will meet your expectations

10. Educational Disclaimer

Our products are designed for educational purposes only. They do not constitute financial, investment, legal, or professional advice. You should consult with qualified professionals before making any financial decisions. Past performance does not guarantee future results. We are not responsible for any financial losses you may incur from applying information from our products.

11. Limitation of Liability

Our total liability to you for any claims arising from your use of the Website or products shall not exceed the amount you paid for the product giving rise to the claim.

12. Indemnification

You agree to indemnify, defend, and hold harmless FinanceWise, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your violation of these Terms
• Your violation of any rights of third parties
• Your use or misuse of the Website or products
• Your breach of any representations or warranties

13. Termination

We reserve the right to suspend or terminate your account and access to the Website at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason. Upon termination, your right to use the Website will immediately cease.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts located in Ratlam, India.

15. Dispute Resolution

In the event of any dispute, claim, or controversy, you agree to first contact us to seek informal resolution. If the dispute cannot be resolved informally within 30 days, either party may pursue formal legal action.

16. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website with an updated "Last Updated" date. Your continued use of the Website after changes constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18. Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver shall be effective unless made in writing.

19. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and FinanceWise regarding your use of the Website and supersede all prior agreements and understandings.

20. Assignment

You may not assign or transfer these Terms or your rights and obligations without our prior written consent. We may assign these Terms without restriction.

21. Contact Information

22. Acknowledgment

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS & CONDITIONS.